Featured
DisputesChargeback Prevention.
Proactive chargeback alerts and automated dispute resolution.
See how it worksThe Feature Catalog
The Toolkit for
High-Risk Payments
Chargebacks, fraud, compliance, integrations — every feature you need to keep processing without friction, engineered for industries generic providers won't touch.
Spotlight
View all The features merchants ask for first
Why Our Features
Engineered for the hard cases.
A feature set isn't just a checklist — it's how merchants in regulated, high-chargeback, high-volume verticals stay up and approved. Every tool on this page earns its place.
Advanced security
Encryption, tokenization, and fraud detection layered into every transaction.
Compliance ready
HIPAA, PCI DSS, VAMP — compliance baked in, not bolted on.
High performance
Uptime, approval rates, and funding speed tuned for high-ticket volume.
Dispute resilience
Chargeback alerts and representment workflows that cut losses fast.
Features × Industries
Features, meet your vertical
Our features aren't one-size-fits-all. See how they stack up for the industries we support most — every vertical gets a different configuration.
CBD
Compliant processing for hemp, CBD, and Delta 8 products.
ExploreTelehealth
HIPAA-aware payments for virtual healthcare.
ExploreTravel
Booking-cycle friendly merchant accounts.
ExploreSaaS
Recurring billing built for software teams.
ExploreEcommerce
High-risk-aware carts and gateway flows.
ExploreCasino
Compliant processing for online casino operators.
ExploreSubscription
Churn-resistant recurring billing.
ExploreFirearms
Dealer-friendly processing that won't get frozen.
ExploreAll Industries
Browse the full list of supported verticals.
ExploreThe Full Catalog
10 featuresEvery feature we ship
Disputes
Chargeback Prevention
Comprehensive chargeback management and prevention tools.
Proactive chargeback alerts and automated dispute resolution.
Security
Fraud Protection
Advanced fraud detection and prevention systems.
AI-powered fraud screening with real-time transaction monitoring.
Processing
High-Risk Payment Gateway
Specialized gateway for high-risk merchant processing.
Secure payment gateway with high-risk industry support.
Payments
ACH Processing
Automated Clearing House payment processing for your business.
Low-cost bank transfer processing with next-day funding options.
Payments
Virtual Terminal
Keyed-in card processing from any browser — no hardware.
Accept phone, mail, and remote orders through a secure web terminal.
NewCompliance
HIPAA Compliant Processing
Healthcare payment processing with HIPAA compliance.
Secure healthcare payments meeting all HIPAA requirements.
Compliance
VAMP Compliance
Stay inside Visa Acquirer Monitoring Program thresholds.
Dispute-ratio monitoring and remediation to avoid fines.
Integrations
High-Risk Ecommerce Integrations
Seamless ecommerce platform integrations for high-risk businesses.
Easy integration with major ecommerce platforms and shopping carts.
Payments
Retail Merchant Account
Complete retail payment processing solutions.
Point-of-sale and online payment processing for retail businesses.
Core
High-Risk Merchant Accounts
High-risk merchant accounts for businesses facing processing challenges.
Specialized payment solutions for high-risk businesses.
Custom Builds
Need something custom?
If the shelf doesn't have what you need, we'll build it. Custom integrations, reporting hooks, API extensions — our engineers scope to your stack.
Contact
Get a high-risk merchant account.
Talk to a real payments specialist — we scope accounts for the verticals generic processors won't touch.
contact@adaptivpayments.com(727) 339-2936Trusted by high-risk merchants
Get Started Today
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