CBD Industry Solutions

CBD Merchant Account & Credit Card Processing

You've probably noticed that as more states legalize both medical and recreational marijuana, CBD businesses are popping up everywhere. It's an exciting time; demand is skyrocketing, and opportunities are everywhere, but it doesn't come without headaches. The CBD world is still labeled high-risk, which means a traditional low-risk payment processor won't cut it. If you're actively working in this booming market, you'll quickly learn that securing a high-risk merchant account for CBD is non-negotiable for handling credit and debit card sales. That's where we come in. At Adaptiv Payments, we've been at the forefront of cannabis payment solutions from day one. From CBD, D8, and THC-A, we can do it all. We know how to keep your transactions smooth, secure, and fully compliant, crafting our CBD credit card processing services around the exact needs of your business.

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The Visa company logo.The Mastercard company logo.The Discover company logo.The American Express company logo.The Citi Bank company logo.The JCB company logo.
The Visa company logo.The Mastercard company logo.The Discover company logo.The American Express company logo.The Citi Bank company logo.The JCB company logo.
The Visa company logo.The Mastercard company logo.The Discover company logo.The American Express company logo.The Citi Bank company logo.The JCB company logo.
The Visa company logo.The Mastercard company logo.The Discover company logo.The American Express company logo.The Citi Bank company logo.The JCB company logo.
CBD Payments

What is a CBD Merchant account?

Hemp / D8 / CBD / THC

A CBD merchant account is a specialized payment processing tool that allows CBD businesses to accept credit card and debit card payments. You might be wondering why you need a special account just for CBD. The truth is that banks and payment services often label the CBD world as high-risk because the legal rules keep changing, and it can be a bit tricky to navigate. That means if you try using a regular merchant account for your CBD sales, it might get shut down or you might not even qualify in the first place. Thankfully, some payment processors understand these hurdles and offer CBD merchant accounts designed specifically for your business. These accounts aren't one-size-fits-all; they are filled with features you actually need, like strong fraud protection, chargeback management tools, and increased flexibility and stability for your online sales.

Having a reliable, compliant way to accept credit and debit cards in the hemp industry makes a world of difference. It lets you run your CBD business smoothly, reach a lot more customers, and give your buyers peace of mind knowing their payments are safe and secure.

A CBD dropper with hemp oil inside

Unlock new growth for your hemp business with a high-risk merchant account

You've built a great CBD business and deserve a payment processor that supports your specific needs and truly understands hemp. At Adaptiv Payments, we provide a fully custom merchant account just for CBD merchants. Choosing Adaptiv Payments means partnering with a processor that doesn't just get the risks of CBD - we know how to navigate them. Our experienced underwriting team, combined with advanced chargeback protection, is why so many CBD businesses trust us for long-term stability and better rates. In short, when you need a CBD merchant account that's built for the long haul, you won't find a better partner than Adaptiv Payments.

  • CBD Experts at your fingertips: We've been in the trenches ofthe hemp industry since the beginning and we know CBD payments inside and out.
  • Effortless Transactions: Accepting credit cards should never be a hassle. Our payment system helps you process payments quickly and reliably so you can focus on what's important to your CBD brand.
  • Versatile Processing Options: In addition to credit cards, we support PIN-Debit, gift cards, EBT, e-checks, and more, giving your customers the freedom to pay however they choose.
  • Great Customer Support: CBD regulations can feel like a moving target. We stay on top of every change, helping you minimize risk and stay compliant in every state.
A CBD dropper with hemp oil inside

The Best High-Risk CBD Merchant Account

We know how frustrating it can be to find a stable and reliable payment processor when you sell CBD. Regulations change so quickly at every level - federal, state, and even local - and credit card brands treat CBD transactions as not worth it and "risky." The result is that most processors won't touch CBD businesses, leaving you stressed and scrambling for a partner who actually understands compliance in the hemp industry.

That's where Adaptiv Payments comes in. We've watched this industry make a real difference in people's lives, and we believe talented business owners like you deserve a stress-free way to accept payments. Our mission is simple: get you approved for a stable, long-term merchant account so you can focus on growing your business instead of jumping through regulatory hoops.

With over a decade under our belt specializing in high-risk CBD and hemp accounts, Adaptiv Payments knows CBD inside and out. We manage all the compliance requirements, get you approved, and set you up with an account designed to scale with your business. When you succeed, we succeed, and we are excited to help you thrive in this booming market.

A hemp leaf used to make cbd

Why Choose Us for Your CBD Payment Processing Solution

Additional benefits of choosing the CBD merchant services from Adaptiv:

Partnership Mentality

We aren't just another payment processor. At Adaptiv Payments, we have established relationships with numerous financial institutions that know the hemp market. We see all of our merchants as our partners and we work together so everyone can succeed.

The Best Rates

No one likes hidden frees and high processing rates. We off the best rates for high-risk CBD merchants. Our pricing is always clear with no hidden fees. Sign up with us today and see how we can lower your costs for your hemp business.

Secure & Safe

Your customers' peace of mind matters. Every element in our network is fully PCI compliant, ensuring that credit card data remains encrypted and protected at every stage. This means fewer worries about data breaches and greater confidence that sensitive payment information is safe.

Superior Customer Support

Our dedicated team of CBD experts is available in-house to provide you with tailored guidance on your journey to success. We pride ourselves on delivering exceptional customer support, ensuring that our merchants can reach us anytime they have questions or need assistance with processing. Whether you're navigating complex regulations or seeking strategic advice, we're here to help you thrive in the CBD market.

Multiple Payment Options

Giving your customers flexibility is crucial. With our CBD payment gateway, you can accept all major credit cards.

Visa, Discover, MasterCard, American Express—plus PIN-Debit, gift cards, EBT, e-checks, and more.

Whether someone prefers to tap, swipe, or type, you'll have the tools to make it easy for them to pay.

Chargeback Protection

We provide comprehensive advanced chargeback protection designed to ensure your business operates seamlessly. Our advanced solutions actively defend against fraudulent claims, safeguarding your revenue and maintaining customer trust. With our proactive approach, you can focus on growing your business while we handle the complexities of chargeback disputes.

CBD Payment Processing Stability for Your Business

A reliable CBD payment processor is crucial for keeping your business operating smoothly without sudden shutdowns or frozen funds. A specialized provider, with expertise in CBD regulations and dedicated underwriting, ensures that your transactions are handled securely and in compliance with the law. This stability allows you to focus on growth and customer satisfaction instead of worrying about account holds or unexpected closures. By partnering with a processor that specializes in high-risk industries, you can have peace of mind knowing that your revenue flow is protected, enabling you to scale confidently in the evolving CBD market.

Capitalize on the booming CBD market with a specialized high-risk merchant account for your CBD payments

As the CBD industry continues to expand rapidly, it is essential to have a high-risk merchant account specifically designed for CBD payments to take advantage of this growth. A specialized account provides rigorous underwriting that understands the specific regulations surrounding CBD, ensuring that your transactions remain seamless.

Choosing a payment partner that focuses solely on CBD means you can avoid the sudden freezes or account shutdowns that often come with mainstream processors. A specialized provider knows exactly how to manage chargeback risks, handle compliance hoops, and stay ahead of shifting regulations so you can keep selling without constantly looking over your shoulder.

This stability not only secures your cash flow but also builds customer trust, allowing you to concentrate on expanding your product line, enhancing your marketing efforts, and improving the overall customer experience. By selecting a high-risk merchant provider focused on CBD, you position your business to thrive in this dynamic market without the constant fear of payment disruptions.

Apply for Your CBD Merchant Account

Let Adaptiv Payments hand all your CBD payment processing needs. Sign up and start processing with us today!

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