If you operate a travel agency, booking site, or lodging company, you’ve likely felt the frustration of trying to find reliable travel agency merchant account. Traditional processors often view travel businesses as high-risk, making approval a challenge. That’s where Adaptiv Payments steps in. We handle all the regulations, allowing you to focus on your customers and start accepting debit card and credit card payments without a hitch. Our payment processing solutions are tailored just for travel businesses, meaning you’ll enjoy seamless, reliable online transactions from the moment you’re set up. At Adaptiv Payments we offer travel businesses these industry leading solutions:
With decades of experience in travel payment processing, we deliver fast, streamlined approvals, built-in chargeback protection to safeguard your revenue, and competitive processing rates designed to maximize your margins and support long-term growth.
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What your travel agency needs to know
In the world of payment processing, certain businesses are considered "high-risk" for an array of reasons. These reasons include higher chargeback rates, increased fraud rates, subscription-based billing, long fulfillment times, and more. Timeshares, tour operators, vacation rental platforms, and luxury travel specialists are just a few of the types of companies that can feel the negative effects of not having the appropriate merchant account for their industry. Travel merchant accounts are specialized payment processing accounts that accept payments for travel services and provide merchants with tools to minimize chargebacks and fraud.
Think of a dedicated travel merchant account as more than just another payments tool, it's like having a teammate who really gets how travel works. Imagine you’re booking a vacation months in advance or scrambling to secure a last-minute deal, our travel merchant accounts let you hold off on capturing payments, tweak how long authorizations remain valid, and fine-tune risk settings to match your business. This approach helps you avoid unnecessary declines and keeps the checkout experience smooth for your customers. The outcome is fewer complications and increased confidence for travelers booking with you. In travel, goodwill is everything and getting payments right can turn a first-time customer into someone who keeps coming back.
Travel is often considered high-risk in the eyes of traditional payment processors. To make sense of this, here are some of the most common reasons that this is the case:
As a travel merchant you need someone one your side. At Adaptiv Payments we handle all the high-risk stuff for you, so you can focus on growing your business and connecting with new customers.
Adaptiv's travel experts are ready to help
We offer industry-leading rates for travel merchant accounts. This means more money that can go in your pocket or back into your business. We have no hidden fees or transaction fees so you know exactly where your money is going.
We are more than just your payment processor. At Adaptiv we partner with merchants and guide them to success. Out travel experts are here to help you at every turn. Sign up with Adaptiv today to start accepting credit card transactions and never worry about payment processing again.
A travel payment gateway from Adaptiv provides multiple options for your customers to make payments. Your clients can pay with all major credit cards, including Visa, Discover, MasterCard and American Express. You can also take PIN-Debit, gift cards, EBT, e-check, and more.
If you operate a high-risk business that requires high-volume processing, our specialized merchant services are designed to meet your needs. We understand that high-risk businesses have specific problems, and we offer custom solutions that ensure stable and reliable payment processing.
Our multicurrency and international processing solutions are crafted just for high-risk merchants looking to expand their global reach. We provide the flexibility to accept payments in many different currencies, making sure your customers have a seamless checkout experience, no matter where they are located.
Our payment systems ensure full PCI compliance, keeping your customer payment data safe. We also provide real-time advanced chargeback mitigation to protect you from lost income. Avoid fraud with our suspicious activity filters.
Think of Merchant Category Codes (MCCs) as simple labels that tell payment networks exactly what kind of travel business you run. Below is an rundown of the most common MCCs you’ll encounter in the travel industry.
We make taking payments as a travel merchant easy because we understand the unique challenges of travel companies. See why we are the number one provider of online payments in travel agency payment processing:
Skip lengthy paperwork and approval delays. With Adaptiv, you can fill out a streamlined application in minutes. Our underwriters review your information quickly, so you’ll be up and running, and accepting bookings, in no time.
Sell globally without friction with Adaptiv travel merchant services. We offer built-in support for dozens of currencies, letting you display prices in your customer’s local currency and settle in your preferred home currency. This removes confusion at checkout and extends your reach to international travelers.
Business owners shouldn't need to worry about high-risk payment processing and with us you’re never on your own. Our dedicated travel industry specialists understand the nuances of cruise bookings, tour packages, and airfare transactions. When questions arise, whether it’s handling chargebacks or optimizing your gateway settings, our team is just a call or chat away.
Imagine having the freedom to take a travel booking anytime, anywhere; no website or complex integrations and setup needed. Adaptiv’s High-Risk Travel Virtual Terminal gives you that ability. Simply log in through your browser, enter in your guest’s card details, and you’re all set even if it’s a last-minute reservation and on-the-go with. We offer the ability to pay from various mobile devices to make your life easier. You can hold off on accepting funds until the trip is confirmed, and thanks to built-in multi-currency support and variable hold times, you’ll see fewer declined payments and face less fraud risk. This virtual terminal is designed with travel merchants in mind and whether you’re a tour operator, vacation rental host, or travel agency, our team knows exactly how to keep your bookings operating efficiently.
High-risk industries are tough to navigate but with Adaptiv we understand your business needs and you're in good hands!
See why so many people choose Adaptiv as their credit card processing company.
“Got us up in running fast, couldn't recommend more.”
“Application process was quick and easy, paul is a great rep there!”
“Great provider for anyone looking for a stable payment processing account”
A travel merchant account enables you to provide a hassle-free experience for customers seeking vacation packages and tours. You can offer local payment methods or allow clients to book in their preferred currency, all with lower processing costs.
The travel sector is considered a high-risk industry for a few reasons:
Adaptiv Payments offers the best travel merchant account available on the market. We are a dedicated high-risk merchant account vendor working in industries that other payment processing businesses won’t touch.
There are significant advantages to choosing us over other high-risk processors. With our payment solutions, you’ll enjoy lower fees, competitive pricing, and faster payments. Additionally, we provide customized chargeback solutions and 24/7 expert support for a fantastic customer experience.
Low or high, your risk level won't stop you from getting a fast and easy approval in the travel industry. We accept and provide for a number of industries and various business models as their sole merchant services provider.