What businesses use MCC 7399?

Visa lists event planners, conference and meeting planners, convention bureaus, trade show organizers, translation services, telephone answering services, mailing and packing centers, locksmiths, video-conferencing services and publishing companies under MCC 7399.

Do event planners use MCC 7399?

Yes. Event planning and management, conference management and trade show arrangement are listed under MCC 7399. Ticket agencies and concert promoters use MCC 7922 instead.

Is MCC 7399 a high-risk code?

No. MCC 7399 isn't on Visa's high-integrity-risk list, so it doesn't need card network registration. Underwriters still look closely at businesses that take large deposits long before the service, like event planners.

What documents are needed for MCC 7399?

Typically a business license, EIN, owner ID, bank statements, processing statements if you've taken cards before, and sample client contracts with your refund and cancellation terms.

MCC Code · Business Services

7399low risk

Business Services Not Elsewhere Classified

MCC 7399 is Visa's merchant category code for Business Services (Not Elsewhere Classified): business services that aren't typically considered professions and don't have a more specific code. Visa lists event planning and management, conference management, convention bureaus, meeting and seminar planning, trade show arrangement, translation and language services, telephone answering services, mailing and packing centers, locksmiths, video-conferencing services and publishing companies under this code. If a more specific code fits, like 7311 for advertising or 4215 for couriers, that code should be used instead.

Business ServicesSpecialized code

Examples

Typical business types

MCC 7399 is commonly used by the following business types.

Event planners
Conference and trade show organizers
Meeting and seminar planners
Translation services
Mailing and packing centers
Telephone answering services
Locksmiths

Note

Processing considerations

Things to keep in mind when underwriting and configuring this code.

Consideration

A catch-all for business services without a more specific code. Event and conference businesses often take deposits well before the event, so underwriters look at refund policies and how far ahead they sell.

Application Requirements Checklist

Documents and requirements needed for MCC 7399 merchant account

Completion Progress0%

Business license or registration

Tax identification number (EIN)

Business bank account in the company's name

Government-issued ID for each owner

Recent bank statements, and processing statements if you've taken cards before

Website, or a description of how you sell and bill

Client contracts or sample event agreements, with your refund and cancellation terms

Start Application

Complete Documentation

Having all documents ready speeds up approval

Accurate Information

Ensure all provided information is current and accurate

Industry Specific

Some requirements may vary by business type

Guide

MCC 7399 Payment Processing Guide

Everything you need to know about using this merchant category code — setup, requirements, risk profile, and operational tradeoffs.

What is MCC 7399?

Understanding MCC 7399 for business services not elsewhere classified is essential for proper payment processing setup. This guide covers everything you need to know about using this merchant category code.

MCC 7399 is designated for business services not elsewhere classified. This merchant category code is classified as low risk by payment processors and is commonly used by businesses such as event planners, conference and trade show organizers, meeting and seminar planners.

Key features and requirements

Risk classification: low risk level affects processing rates and requirements.
Business types: suitable for event planners, conference and trade show organizers, meeting and seminar planners, translation services, mailing and packing centers, telephone answering services, locksmiths.
Category: part of the business services merchant category.
Processing considerations: A catch-all for business services without a more specific code. Event and conference businesses often take deposits well before the event, so underwriters look at refund policies and how far ahead they sell.

Compliance requirements

PCI DSS compliance for card data security
Accurate MCC and a billing descriptor clients recognize
Written refund and cancellation terms shown before payment
For event deposits, the date cancellation rights expire, stated in your terms

Fraud prevention best practices

Use AVS and CVV checks on card-not-present payments
Use 3D Secure for online bookings and deposits
Review unusually large or rushed first orders
Keep signed contracts and client communications for every booking

Seasonal business patterns

Event, conference and trade show businesses often see volume cluster around event dates and registration deadlines. Tell your processor ahead of big registration periods so limits fit the spike.

Watch out for

Common application decline reasons

Avoid these common pitfalls when applying for MCC 7399.

Business activity that fits a more specific MCC
Missing refund or cancellation policy
Large advance deposits without a clear delivery date
Incomplete business documentation

Technical integration notes

Most MCC 7399 businesses take payments through invoices, payment links, a virtual terminal or an online booking form. Make sure deposits and balances are labeled on receipts, and that recurring service plans use stored credentials with the client's consent.

Benefits of using MCC 7399

Accurate classification: ensures your business is properly categorized for optimal processing.
Appropriate rates: access to competitive rates for your business type.
Compliance: meets industry standards and payment network requirements.
Risk management: proper classification helps with fraud prevention and risk assessment.

Getting started with MCC 7399

To set up payment processing with MCC 7399, you'll need to work with a qualified payment processor who understands the requirements for business services not elsewhere classified:

Documentation: gather necessary business documentation and licenses.
Application: complete merchant account application with MCC 7399.
Underwriting: payment processor reviews your application and business model.
Setup: configure payment processing systems and integrate with your business.
Testing: test payment processing before going live.

Talk to an Expert

Need help with MCC 7399 processing?

Our payment processing experts specialize in business services businesses and can help you set up merchant account solutions with the right MCC code for optimal processing.

Get Expert Consultation Start application

Frequently Asked Questions

Common questions about MCC 7399 payment processing

MCC 7399 is the merchant category code for Business Services (Not Elsewhere Classified). It covers business services that aren't professions and don't have a more specific code, such as event planning, conference management, trade show arrangement, translation and mailing services.