Category · Contracted Services
Contracted Services MCC Codes
MCC codes for contractors and construction services including general contractors, specialized trades, and construction services.
11 codes in this category
Risk profile
- Low risk
- 2
- Medium risk
- 9
- High risk
- 0
Standard interchange rates, fewer dispute concerns.
Some processor scrutiny; manageable with the right setup.
Often require specialized acquirers and reserve arrangements.
Browse
All Contracted Services MCC Codes
Complete list of merchant category codes for contracted services businesses.
General Contractors
Home builders, Commercial construction, Renovation contractors
Heating, Plumbing, A/C
HVAC contractors, Plumbing services, Heating contractors
Electrical Contractors
Electrical contractors, Electricians, Electrical repair services
Insulation, Masonry, Plastering, Stonework and Tile Setting Contractors
Businesses classified under MCC 1740 typically include insulation, masonry, plastering, stonework and tile setting contractors.
Carpentry Contractors
Businesses classified under MCC 1750 typically include carpentry contractors.
Roofing and Siding, Sheet Metal Work Contractors
Businesses classified under MCC 1761 typically include roofing and siding, sheet metal work contractors.
Concrete Work Contractors
Businesses classified under MCC 1771 typically include concrete work contractors.
Contractors, Special Trade Contractors-not elsewhere classified
Businesses classified under MCC 1799 typically include contractors, special trade contractors-not elsewhere classified.
Miscellaneous Publishing and Printing
Businesses classified under MCC 2741 typically include miscellaneous publishing and printing.
Typesetting, Plate Making and Related Services
Businesses classified under MCC 2791 typically include typesetting, plate making and related services.
Sanitation, Polishing and Specialty Cleaning Preparations
Businesses classified under MCC 2842 typically include sanitation, polishing and specialty cleaning preparations.
Guide
Contracted Services Payment Processing Guide
How to think about MCC selection, processing setup, and risk tradeoffs when running a contracted services business.
Overview
Businesses in the contracted services category have unique payment processing needs and requirements. Understanding the right MCC code for your specific business type is crucial for optimal payment processing setup.
Common Contracted Services Business Types
- 1520General ContractorsHome builders, Commercial construction
- 1711Heating, Plumbing, A/CHVAC contractors, Plumbing services
- 1731Electrical ContractorsElectrical contractors, Electricians
- 1740Insulation, Masonry, Plastering, Stonework and Tile Setting Contractors
- 1750Carpentry Contractors
Payment Processing Considerations
When setting up payment processing for your contracted services business, consider these important factors:
- Risk level: different MCC codes within this category carry varying risk levels that affect processing rates.
- Transaction patterns: typical transaction amounts and frequency shape underwriting expectations.
- Compliance requirements: some contracted services businesses have specific regulatory obligations.
- Integration needs: your processor should support industry-specific software and gateways.
- Customer preferences: pick payment methods aligned with how your customers actually pay.
Need help with contracted services processing?
Our payment processing experts understand the unique needs of contracted services businesses and can help you find the right MCC code and merchant account solution.