
Author · Editorial Reviewer & Writer at Adaptiv Payments
Ethan Carter
Ethan Carter believes that payment processing should be a competitive advantage, not a burden. With years of experience, he's laser-focused on helping clients achieve measurable results. He takes a client-centric approach, tailoring solutions to meet specific needs and maximizing ROI. From reducing processing fees to improving conversion rates, Ethan is dedicated to driving tangible business outcomes.
Recent writing(18)

How to Choose a CBD Payment Processor
This article will outline the high-risk merchant services you'll need for seamless card payments.
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A Guide to Visa Chargeback Rules for High Risk Merchants
Visa compliance is getting more stringent over time. The recent VAMP rollout aims to enhance security and reduce risk. Part of that is by keeping chargebacks to a minimum.
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A Complete Guide to the Merchant Account Approval Process for Collection Agencies
In this Adaptiv guide, we break down what to expect from the merchant account approval process for collection agencies, from how to prepare upfront to what happens after you’re approved.
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Best Gambling Merchant Account Providers in 2026
Whether your audience enjoys mobile gaming, digital casino platforms, or online gaming in general, the right processor can implement better fraud prevention, customer retention, and other desirable improvements your business might need.
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Top Challenges in Tobacco Payment Processing and How to Solve Them
Running a tobacco business is already a difficult endeavor, but getting the ability to accept payments in all forms can feel like an uphill battle. Brands in the tobacco, cigar, e-cigarette, and rolling paper industries are often viewed as high-risk businesses by banks and payment processors. This limits their ability to accept a wide range of credit and debit cards.
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The Best Firearms Merchant Account Providers in 2025
In this article we cover some major details about merchant accounts in the firearms business. Plus, we list the best firearms merchant account providers so far in 2025.
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Peptide Merchant Account Guide: Secure High-Risk Payments
This guide is the complete rundown on peptide merchant accounts: what they're all about, why they're so tricky, and how to find a payment processor that actually works for your business.
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The Best International Merchant Account Providers in 2025
In this article, we highlight the best international merchant account providers to choose from in 2025. This includes Adaptiv Payments, a leader in international merchant accounts and payment processing solutions.
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Selecting The Best High-Risk Merchant Account: Adaptiv & Nuvei
Nuvei and Adaptiv Payments partner to provide industry-leading, reliable high risk merchant accounts and payment processing solutions.
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What Does PCI Stand For?
Learn what PCI (Payment Card Industry) stands for, explore the PCI DSS requirements, and follow security measures to achieve PCI compliance.
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Understanding Florida's Tobacco Licensing Requirements and Cost
Tobacco License in Florida requires businesses to obtain a Retail Tobacco Products Dealer permit for $50 annually to sell, ensuring compliance with the state.
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Understanding FFL Transfer Fees: A Guide
Learn about FFL transfer fee costs: average rates $25–$50, factors affecting pricing & tips to save on firearms transfers.
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Understanding Payday Loan Merchant Accounts
Learn how a payday loan merchant account delivers secure, compliant, fast payments for high-risk lenders, reducing chargebacks and boosting cash flow.
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What Are The Dangers Of Using EChecks?
Worried about using eChecks? Learn about the dangers of eCheck fraud, security risks, and potential for scams. Stay safe with our essential guide to eCheck safety!
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How to Deposit an Echeck Without Printing
Echeck depositing involves receiving the echeck via an online portal, verifying customer's bank details, and initiating the deposit through the ACH merchant account.
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Merchant Account vs. Payment Gateway
A merchant account holds and transfers funds, while a payment gateway authorizes and encrypts transactions; both are crucial for online payment processing.
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How to Delete a Cash App Account: A Comprehensive Guide
This guide provides a detailed walkthrough on deleting a Cash App account, covering reasons for deletion, pre-deletion steps, and alternative payment platforms.
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How to Sell Kratom Online
This guide provides steps to sell Kratom online, covering market understanding, legal requirements, product selection, supply chain setup, e-commerce platform creation, marketing strategy, payment processing, shipping, customer support, and business optimization.
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