Automotive MCC Codes

MCC codes for automotive services, sales, and related businesses including car dealers, repair shops, and automotive parts.

6 MCC Codes

2

Low Risk Codes

4

Medium Risk Codes

0

High Risk Codes

Automotive Payment Processing Guide

Businesses in the automotive category have unique payment processing needs and requirements. Understanding the right MCC code for your specific business type is crucial for optimal payment processing setup.

Common Automotive Business Types

  • MCC 5013: Motor Vehicle Supplies and New Parts - Auto parts stores, Car accessories
  • MCC 5511: Car and Truck Dealers (New & Used) - Car dealerships, Truck dealers
  • MCC 5541: Service Stations - Gas stations, Fuel stations
  • MCC 7511: Truck Rental - Truck rental companies, Commercial vehicle rental
  • MCC 7512: Car Rental Agencies - Car rental agencies, Vehicle rental

Payment Processing Considerations

When setting up payment processing for your automotive business, consider these important factors:

  • Risk Level: Different MCC codes within this category have varying risk levels that affect processing rates
  • Transaction Patterns: Consider your typical transaction amounts and frequency
  • Compliance Requirements: Some automotive businesses may have specific regulatory requirements
  • Integration Needs: Ensure your payment processor can integrate with industry-specific software
  • Customer Preferences: Consider the payment methods your customers prefer

Need Help with Automotive Payment Processing?

Our payment processing experts understand the unique needs of automotive businesses and can help you find the right MCC code and merchant account solution.

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