
Author · Expert Payment Writer at Adaptiv Payments
Phil Stevenson
Phil Stevenson isn't just a payment processing expert, he's a payment technology evangelist. For 15 years, he's been at the forefront of the industry, diving deep into emerging trends like blockchain, tokenization, and AI-powered fraud detection. He translates complex tech jargon into actionable strategies, empowering businesses to leverage the latest innovations for a competitive edge. He's not just keeping up with the future of payments, he's actively building it.
Recent writing(11)

Best Online Dating Merchant Account Providers in 2026
Adaptiv Payments specialize in working with high-risk industries such as the online dating industry.
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Before You Apply: A Complete Telehealth Merchant Account Opening Checklist
Telehealth is no longer a niche corner of healthcare, but a core means by which patients receive care. From virtual doctor visits to online therapy and digital prescriptions, telehealth businesses are processing more payments than ever.
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Most Common Reasons Credit Repair Merchant Accounts Get Declined
If you're a credit repair business looking to secure a proper merchant account, chances are you understand how difficult the underwriting process can be. Payment processors (and their accompanying banks) tend to reject credit repair businesses applying for specialized merchant accounts because of the inherent high risk, both in processing and in action.
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The Best Pharmacy Merchant Account Providers in 2025
If you're looking to establish a secure payment processing platform for your eCommerce pharmacy business, read on!
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What Does PCI Stand For?
Learn what PCI (Payment Card Industry) stands for, explore the PCI DSS requirements, and follow security measures to achieve PCI compliance.
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How to Sell CBD Online with WooCommerce
To sell CBD online with WooCommerce, ensure compliance with regulations, choose a WooCommerce CBD friendly payment processor.
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Instant Check Verification: A Comprehensive Guide
Explore top platforms offering instant check verification online to enhance payment security and efficiency.
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Understanding FFL Transfer Fees: A Guide
Learn about FFL transfer fee costs: average rates $25–$50, factors affecting pricing & tips to save on firearms transfers.
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Can I sell CBD on Shopify
Yes, you can sell CBD products on Shopify, but you must use a third-party payment gateway and comply with Shopify's hemp-selling requirements.
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Is Shop Pay Safe? | Guide and Reviews
Discover the safety features and benefits of using Shop Pay. Learn how Shop Pay protects your transactions and personal data, answering the question: is Shop Pay safe?
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What Is A Cash App Business Account?
Discover what a Cash App Business Account offers, its benefits, and how it can streamline your payment processes. Perfect for entrepreneurs and small businesses!
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