Shelby Waters

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About Shelby Waters

Shelby Waters is a payment processing expert with a passion for helping businesses thrive. With 15 years of experience, she understands the critical role payment solutions play in driving revenue and customer loyalty. Shelby has a proven ability to identify inefficiencies, implement innovative strategies, and deliver measurable results. Her expertise spans merchant account management, chargeback reduction, and PCI compliance.

Articles by Shelby Waters

An eCommerce business owner dealing with their merchant account getting suspended.
What to Do If Your eCommerce Merchant Account Gets Suspended

We discuss everything about what to do if your eCommerce merchant account gets suspended, as well as how Adaptiv’s services can help your business. Read on to find out how to deal with and even avoid suspensions in the future.

Two people reviewing a debt collection notice.
Best Collection Agency Merchant Account Providers in 2026

In this guide, we'll walk you through the best collection agency merchant account providers and highlight some prominent features they offer to high-risk merchants.

A person showing their cards while playing poker, with gambling chips are in the background.
Common Reasons Gambling Merchant Accounts Get Rejected

Learn the most common reasons gambling merchant accounts get rejected. Get approval for a secure merchant account by working with Adaptiv Payments.

Businesswoman comparing merchant account providers on his laptop while going over financials
The 6 Best Credit Repair Merchant Account Providers in 2025

Here our experts break down the best credit repair merchant account providers in 2025, with honest pros and cons for each, so you can make an informed decision that supports your goals for your business.

hemp plant that delta 8 can be derived from
Finding the Right Delta 8 Merchant Account for Your Business

Discover how to select the best Delta 8 merchant account for your business needs. Make informed decisions and optimize your payment processing today!

phone with venmo app open
Troubleshooting Venmo Payment Declined Problems

Explore common causes and solutions for Venmo payment declines, including transaction limits, security measures, and troubleshooting steps to ensure smooth transactions.

a 3d rendering of a woocommerce icon on a purple background .
How to Sell CBD Online with WooCommerce

To sell CBD online with WooCommerce, ensure compliance with regulations, choose a WooCommerce CBD friendly payment processor.

an ffl licensed gun brokers gun
Understanding Different Types of FFL Licenses

Delve into the various FFL License (FFL) types—from dealers to manufacturers, importers, and collectors—and find which one best aligns with your business goals.

brown and blue card on white and blue textile
Getting A Merchant Account If You're On The Match List

Getting a match list merchant account can be tough. Learn the challenges & solutions for high-risk businesses needing payment processing even when on the MATCH list.

A map of the world covered in money and pins.
Benefits of Multicurrency Payment Solutions Explained

Multicurrency payments let businesses accept and manage transactions in multiple currencies, streamlining global sales and improving customer convenience.

pink pig coin bank on brown wooden table
What Is A Returned Check Fee?

What is a returned check fee and why was I charged one? Learn about returned check fees, common reasons for them, and how to avoid these charges.

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Why Is My Venmo Account Frozen?

Discover the reasons behind your Venmo account being frozen and learn effective steps to resolve the issue quickly. Get back to seamless transactions today!

1 U.S. dollar banknote
How To Get A Merchant Account With Bad Credit

Unlock the secrets to securing a bad credit merchant account. Discover proven strategies and expert tips to boost your business despite credit challenges.

a man is driving a car on a highway while using a cell phone.
Does Uber Use Stripe?

Uber's payment processing strategies, including the potential use of Stripe, are explored in relation to high-risk merchant accounts.