
Author · Merchant Account Expert at Adaptiv Payments
Shelby Waters
Shelby Waters is a payment processing expert with a passion for helping businesses thrive. With 15 years of experience, she understands the critical role payment solutions play in driving revenue and customer loyalty. Shelby has a proven ability to identify inefficiencies, implement innovative strategies, and deliver measurable results. Her expertise spans merchant account management, chargeback reduction, and PCI compliance.
Recent writing(15)

Chargeback Statistics
Global chargeback volume is expected to rise by 24% from 2025 to 2028, making chargeback prevention solutions a key concern for any merchant.
Read article
What to Do If Your eCommerce Merchant Account Gets Suspended
We discuss everything about what to do if your eCommerce merchant account gets suspended, as well as how Adaptiv’s services can help your business. Read on to find out how to deal with and even avoid suspensions in the future.
Read article
Best Collection Agency Merchant Account Providers in 2026
In this guide, we'll walk you through the best collection agency merchant account providers and highlight some prominent features they offer to high-risk merchants.
Read article
Common Reasons Gambling Merchant Accounts Get Rejected
Learn the most common reasons gambling merchant accounts get rejected. Get approval for a secure merchant account by working with Adaptiv Payments.
Read article
The 6 Best Credit Repair Merchant Account Providers in 2025
Here our experts break down the best credit repair merchant account providers in 2025, with honest pros and cons for each, so you can make an informed decision that supports your goals for your business.
Read article
Finding the Right Delta 8 Merchant Account for Your Business
Discover how to select the best Delta 8 merchant account for your business needs. Make informed decisions and optimize your payment processing today!
Read article
Troubleshooting Venmo Payment Declined Problems
Explore common causes and solutions for Venmo payment declines, including transaction limits, security measures, and troubleshooting steps to ensure smooth transactions.
Read article
How to Sell CBD Online with WooCommerce
To sell CBD online with WooCommerce, ensure compliance with regulations, choose a WooCommerce CBD friendly payment processor.
Read article
Understanding Different Types of FFL Licenses
Delve into the various FFL License (FFL) types—from dealers to manufacturers, importers, and collectors—and find which one best aligns with your business goals.
Read article
Getting A Merchant Account If You're On The Match List
Getting a match list merchant account can be tough. Learn the challenges & solutions for high-risk businesses needing payment processing even when on the MATCH list.
Read article
Benefits of Multicurrency Payment Solutions Explained
Multicurrency payments let businesses accept and manage transactions in multiple currencies, streamlining global sales and improving customer convenience.
Read article
What Is A Returned Check Fee?
What is a returned check fee and why was I charged one? Learn about returned check fees, common reasons for them, and how to avoid these charges.
Read article
Why Is My Venmo Account Frozen?
Discover the reasons behind your Venmo account being frozen and learn effective steps to resolve the issue quickly. Get back to seamless transactions today!
Read article
How To Get A Merchant Account With Bad Credit
Unlock the secrets to securing a bad credit merchant account. Discover proven strategies and expert tips to boost your business despite credit challenges.
Read article
Does Uber Use Stripe?
Uber's payment processing strategies, including the potential use of Stripe, are explored in relation to high-risk merchant accounts.
Read article