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Two coworkers sitting at a desk smiling and working on a laptop
·Luke Deviney

A Complete Guide to the Merchant Account Approval Process for Collection Agencies

In this Adaptiv guide, we break down what to expect from the merchant account approval process for collection agencies, from how to prepare upfront to what happens after you’re approved.

Two people reviewing a debt collection notice.
·Paul Smith

Best Collection Agency Merchant Account Providers in 2026

In this guide, we'll walk you through the best collection agency merchant account providers and highlight some prominent features they offer to high-risk merchants.

Herbal supplements, capsules, and chewables designed to promote health and wellness
·Luke Deviney

The 7 Best Nutraceutical Merchant Account Providers in 2025

Our experts share the seven best nutraceutical merchant account providers for 2025, highlighting key features such as approval rates, chargeback mitigation, fee structure, compliance, integration capabilities, customer reviews, and more.

Shopper smiling after finding a smooth platform to host her merchant account.
·Paul Smith

Best eCommerce Merchant Account Providers

Merchant service providers like Adaptiv Payments can help bypass those pesky transaction fees, perplexing mobile payments, and promote transparent pricing from one accessible place. While it might not be possible to completely avoid a lengthy underwriting process, our built-in tools can help put you in the right direction.

Phone showing digital hearts.
·Nick Rivers

How To Get A Merchant Account For Your Online Dating App in 2026

Payment gateways, even with so many profiles, swipes, and upgrades available, doesn't need to be a headache. You should be able to easily accept and process payments of all kinds, even those with recurring billing. If you're in the market for an online dating app merchant account in 2026, read on to find out how to get a merchant account for your online dating app.

A couple on a date sitting on a bench looking at a scenic overlook
·Paul Smith

Best Online Dating Merchant Account Providers in 2026

Adaptiv Payments specialize in working with high-risk industries such as the online dating industry.

Image showing a Mastercard, Visa, and American Express credit card.
·Luke Deviney

Visa Chargeback Monitoring Program Threshold Guide for 2026

As a leading processor for high-risk merchants, our Adaptiv Payments 2026 Visa Chargeback Monitoring Threshold Guide breaks down the intricacies of Visa's new program.

A person showing their cards while playing poker, with gambling chips are in the background.
·Luke Deviney

Common Reasons Gambling Merchant Accounts Get Rejected

Learn the most common reasons gambling merchant accounts get rejected. Get approval for a secure merchant account by working with Adaptiv Payments.

A patient talking to her doctor during a virtual telehealth appointment
·Paul Smith

Telemedicine Merchant Account: The 7 Best Telehealth Payment Processors in 2026

Want to process online payments without worrying about compliance or shutdowns? Read Adaptiv’s guide on the best telehealth merchant account providers in 2026.

A padlock on top of a pair of Visa credit cards, signifying protection against credit card fraud
·Paul Smith

How the Visa VAMP Program Impacts Your Business

We detail everything you need to know about how the Visa VAMP program impacts your business, and what high-risk merchants can do to ensure the best outcomes going forward.

Customer using an online gambling site to play and win.
·Luke Deviney

Best Gambling Merchant Account Providers in 2026

Whether your audience enjoys mobile gaming, digital casino platforms, or online gaming in general, the right processor can implement better fraud prevention, customer retention, and other desirable improvements your business might need.

Healthcare provider preparing for a virtual consultation with a patient
·Paul Smith

Before You Apply: A Complete Telehealth Merchant Account Opening Checklist

Telehealth is no longer a niche corner of healthcare, but a core means by which patients receive care. From virtual doctor visits to online therapy and digital prescriptions, telehealth businesses are processing more payments than ever.

Customer completing a transaction with their credit card.
·Paul Smith

Most Common Reasons Credit Repair Merchant Accounts Get Declined

If you're a credit repair business looking to secure a proper merchant account, chances are you understand how difficult the underwriting process can be. Payment processors (and their accompanying banks) tend to reject credit repair businesses applying for specialized merchant accounts because of the inherent high risk, both in processing and in action.

Customer completing a digital purchase.
·Luke Deviney

How To Get Approved For a Pharmacy Merchant Account

If you’ve been back and forth through the underwriting process with no light in sight, consider partnering with an experienced merchant account provider like Adaptiv Payments. We offer seamless merchant accounts that benefit both you and your customers.

Businesswoman comparing merchant account providers on his laptop while going over financials
·Paul Smith

The 6 Best Credit Repair Merchant Account Providers

Here our experts break down the best credit repair merchant account providers in 2025, with honest pros and cons for each, so you can make an informed decision that supports your goals for your business.

A set of wood tobacco pipes resting on a wooden pipe rack
·Paul Smith

Top Challenges in Tobacco Payment Processing and How to Solve Them

Running a tobacco business is already a difficult endeavor, but getting the ability to accept payments in all forms can feel like an uphill battle. Brands in the tobacco, cigar, e-cigarette, and rolling paper industries are often viewed as high-risk businesses by banks and payment processors. This limits their ability to accept a wide range of credit and debit cards.

A stack of tobacco cigars
·Paul Smith

Best Tobacco Merchant Account Providers

Tobacco merchants experience more difficulties than many other industries when it comes to payment processing. Card networks view tobacco businesses similarly to cannabis shops, with age restrictions, higher-than-average chargeback rates, and regulatory scrutiny that comes with selling a restricted product.

A mini shopping cart full of pharmaceuticals.
·Luke Deviney

The Best Pharmacy Merchant Account Providers

If you're looking to establish a secure payment processing platform for your eCommerce pharmacy business, read on!

A travel agent holding two passports in front of clients at a desk.
·Paul Smith

The 8 Best Travel Merchant Account Providers

Here’s a look at the eight best travel merchant account providers in 2025 and what makes each one worth considering. Choosing wisely could mean the difference between a smooth takeoff and a turbulent year for your business.

A firearm on resting on a desk on top of a stack of US bills.
·Luke Deviney

The Best Firearms Merchant Account Providers

In this article we cover some major details about merchant accounts in the firearms business. Plus, we list the best firearms merchant account providers so far in 2026.

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