Expert guidance on merchant accounts, payment processing, and navigating the complexities of challenging verticals.
Adaptiv Payments specializes in reliable merchant account solutions for businesses in high-risk industries. Our services help businesses overcome challenges with chargebacks, regulatory complexities, and industry-specific requirements.
Vertical-aware alerts and pre-dispute representment flows.
Learn moreRisk-tuned fraud filters calibrated to your industry.
Learn moreSecure, reliable gateway built to stay online under pressure.
Learn moreLow-fee bank transfers for recurring and high-ticket billing.
Learn moreKeyed-in payments from any browser — no hardware required.
Learn moreShopify, WooCommerce, BigCommerce and more, out of the box.
Learn moreHealthcare-grade processing that keeps PHI off your stack.
Learn moreStay inside Visa's Acquirer Monitoring Program thresholds.
Learn moreBrowse the full toolkit — gateways, compliance, billing, and more.
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Trying to sell prohibited items on PayPal can result in fund holds, account restrictions, or account termination. This guide will describe the policy restrictions and offer alternatives so you can continue receiving payments.
Dispensary operators and cannabis merchants must know what licenses they need to operate in their state or city to ensure legal compliance and a smooth payment processing experience. This article covers a general overview of what to expect when opening a cannabis business, but you should consider consulting local legal services for specific advice about your area.
Stripe may accept CBD payments depending on your merchant policies, product type, and jurisdiction. However, Stripe's policies reserve the right to restrict or terminate these accounts.
Selling firearms legally depends on your jurisdiction, making it crucial to know both your state and federal laws. There may also be different requirements for selling on a website or selling in-person.
This complete guide provides a payments-ready and policy-compliant launch checklist to help you enter the firearms industry and open a successful online store.
Getting an FFL license requires an application, compliance inspection, and interview on your premises. There are different FFL licenses, depending on your business model, making it crucial to select the right one for your needs. To keep your license, you must maintain Bureau of Alcohol, Tobacco, and Firearms (ATF) compliance and follow any local laws relevant to your operations.
This article will outline the high-risk merchant services you'll need for seamless card payments.
Starting with online CBD sales requires a solid business plan, familiarity with local laws, and a reputable high-risk payment processor.
To sell CBD you must ensure compliance with all local guidelines to avoid expensive legal fines, business closures, and reputational issues. Additionally, a license is necessary if you want to begin processing payments and develop your revenue.
Visa compliance is getting more stringent over time. The recent VAMP rollout aims to enhance security and reduce risk. Part of that is by keeping chargebacks to a minimum.
This guide explains how the Visa RDR program works, why it matters for high-risk merchants, and how Adaptiv Payments helps businesses navigate chargeback prevention tools like RDR to protect their revenue.
We discuss everything about what to do if your eCommerce merchant account gets suspended, as well as how Adaptiv’s services can help your business. Read on to find out how to deal with and even avoid suspensions in the future.
In this guide, we discuss what we provide, explain why it's difficult for nutraceutical merchants to get an account, and detail what they can do to get approved.
In this Adaptiv guide, we break down what to expect from the merchant account approval process for collection agencies, from how to prepare upfront to what happens after you’re approved.
In this guide, we'll walk you through the best collection agency merchant account providers and highlight some prominent features they offer to high-risk merchants.
Our experts share the seven best nutraceutical merchant account providers for 2025, highlighting key features such as approval rates, chargeback mitigation, fee structure, compliance, integration capabilities, customer reviews, and more.
Merchant service providers like Adaptiv Payments can help bypass those pesky transaction fees, perplexing mobile payments, and promote transparent pricing from one accessible place. While it might not be possible to completely avoid a lengthy underwriting process, our built-in tools can help put you in the right direction.
Payment gateways, even with so many profiles, swipes, and upgrades available, doesn't need to be a headache. You should be able to easily accept and process payments of all kinds, even those with recurring billing. If you're in the market for an online dating app merchant account in 2026, read on to find out how to get a merchant account for your online dating app.
Adaptiv Payments specialize in working with high-risk industries such as the online dating industry.
As a leading processor for high-risk merchants, our Adaptiv Payments 2026 Visa Chargeback Monitoring Threshold Guide breaks down the intricacies of Visa's new program.
Answers to the questions we hear most from merchants exploring high-risk payment processing.
Our dedicated team blends deep industry insight with clear, targeted messaging — turning complex topics like chargeback mitigation, compliance, and fraud safeguards into practical guidance for banks, processors, and merchants.
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