
Author · Account Executive at Adaptiv Payments
Timmy Boyko
Timmy Boyko is an Account Executive at Adaptiv Payments, where he partners with business owners to secure stable, compliant payment processing solutions. With a focus on high-risk and hard-to-place merchants, Timmy helps clients navigate approvals, avoid shutdowns, and build reliable processing setups that support long-term growth. He’s known for his hands-on approach and commitment to making complex payment challenges simple and manageable.
Recent writing(10)

How to Start a Travel Agency From Home
This article explains how to start a travel agency from home, from a legal, financial, and business perspective, so you're prepared for the many challenges and opportunities you will face as you build your business.
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Can You Sell Vitamins on Facebook Marketplace?
When selling vitamins online, it's important to understand that every platform has its own restrictions and policies. Meta's commerce rules mean that ingestible health-related products can trigger moderation, account restriction, or listing removal. The rules are not precise, leading to potential misinterpretations even when following the guidelines.
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How to Sell Supplements Online
The online supplement industry has become extremely lucrative as more people seek to develop healthy lifestyles on busy schedules. Selling supplements online requires developing the right market model, adhering to product-compliance guidelines, and choosing a payment platform that understands the market.
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Embedded Finance in the Travel Industry
Embedded finance in the travel industry refers to financial services built into a website's structure, such as integrated checkouts and saved payment methods. These tools can also offer add-ons, like applying credits, purchasing insurance, or paying for additional experiences, without leaving the booking flow.
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How to Reduce Chargebacks in Travel Payments
While there are fraudulent transactions in every industry, chargeback claims in the travel industry often come down to operational challenges and misunderstandings. Delayed fulfillment, especially if paired with weak booking validation and unclear policies, can cause confused customers who file disputes. Poor communication and slow refund handling can also cause chargeback disputes.
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How Do Travel Agents Process Payments?
Travel agents do not simply accept a card and finish the transaction. Rather, they manage multiple customer payment methods, time deposits, and disperse funds to suppliers. Their role also involves balancing dispute risk with the needs of a delayed fulfillment service model.
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Stripe Account Shutdown
While a Stripe shutdown, suspension, or payout hold may appear similar to merchants on their Stripe dashboard, these statuses mean different things. Account decisions are determined by the account's risk profile and Stripe's terms of service, meaning that getting your account reinstated may be difficult or impossible.
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ACH vs Wire Transfers
While ACH transfers and wire transfers are both electronic fund transfers, there are key differences between them.
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How to Sell Firearms Legally
Selling firearms legally depends on your jurisdiction, making it crucial to know both your state and federal laws. There may also be different requirements for selling on a website or selling in-person.
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How to Start Selling CBD Online
Starting with online CBD sales requires a solid business plan, familiarity with local laws, and a reputable high-risk payment processor.
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