Author · Tech Lead at Adaptiv Payments
Luke Deviney
Bridging continents and currencies, Luke Deviney has spent years mastering the intricacies of international payment processing. His expertise allows businesses to expand their reach, seamlessly navigating cross-border transactions, currency conversions, and diverse regulatory landscapes. Luka empowers global growth with secure, efficient, and cost-effective payment solutions.
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Travel Industry Chargeback Protection
Chargeback statistics show that the travel industry maintains some of the highest chargeback rates across all sectors. Travel industry chargeback protection reduces these costly disputes, prevents illegitimate chargebacks, and ensures you recover lost revenue in a timely manner.
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Payment Processing for Travel Industry Businesses
Payment processing for travel industry businesses is more complex than standard ecommerce because there are more moving parts that introduce risk at each step. High-value bookings are paired with long payment-to-fulfillment gaps, increasing the risk of chargebacks, payment declines, and fraud.
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How Do Travel Agents Process Payments?
Travel agents do not simply accept a card and finish the transaction. Rather, they manage multiple customer payment methods, time deposits, and disperse funds to suppliers. Their role also involves balancing dispute risk with the needs of a delayed fulfillment service model.
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Payment Processing Industry Statistics: Global Trends, Metrics, and Forecasts
The payment processing industry serves to provide a seamless customer experience by encrypting banking information during transit. Payment gateways and payment processors are crucial for fraud prevention, especially with digital assets like contactless payments.
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Verified by Visa
Verified by Visa (VBV), also known as the Visa Secure program, offers enhanced security for online card payments. This card issuer authentication process is a branded version of 3D Secure, similar to Mastercard Identity Check.
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PayPal Account Shutdown
PayPal is one of the world's leading payment processors, managing millions of accounts for both businesses and consumers. To mitigate risk, it has a clear Acceptable Use Policy and may terminate accounts that do not meet these standards without warning.
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What Are High-Risk Businesses?
For businesses considered high risk, merchant account providers and payment processors will perform more thorough underwriting and monitor transactions more closely. They may also charge higher processing fees and require larger reserves.
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ACH vs Wire Transfers
While ACH transfers and wire transfers are both electronic fund transfers, there are key differences between them.
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Square Account Shutdown
Square account shutdown can mean deactivation, suspension, or a hold period. Regardless of the reason, account closure can significantly impact small business operations and disrupt cash flow.
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Does PayPal Accept Payments for Guns?
Trying to sell prohibited items on PayPal can result in fund holds, account restrictions, or account termination. This guide will describe the policy restrictions and offer alternatives so you can continue receiving payments.
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How to Legally Sell Cannabis
Dispensary operators and cannabis merchants must know what licenses they need to operate in their state or city to ensure legal compliance and a smooth payment processing experience. This article covers a general overview of what to expect when opening a cannabis business, but you should consider consulting local legal services for specific advice about your area.
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How to Sell Firearms Legally
Selling firearms legally depends on your jurisdiction, making it crucial to know both your state and federal laws. There may also be different requirements for selling on a website or selling in-person.
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How to Start an Online Gun Store
This complete guide provides a payments-ready and policy-compliant launch checklist to help you enter the firearms industry and open a successful online store.
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How to Get an FFL License
Getting an FFL license requires an application, compliance inspection, and interview on your premises. There are different FFL licenses, depending on your business model, making it crucial to select the right one for your needs. To keep your license, you must maintain Bureau of Alcohol, Tobacco, and Firearms (ATF) compliance and follow any local laws relevant to your operations.
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How to Choose a CBD Payment Processor
This article will outline the high-risk merchant services you'll need for seamless card payments.
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How to Start Selling CBD Online
Starting with online CBD sales requires a solid business plan, familiarity with local laws, and a reputable high-risk payment processor.
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How to Get a License to Sell CBD Products
To sell CBD you must ensure compliance with all local guidelines to avoid expensive legal fines, business closures, and reputational issues. Additionally, a license is necessary if you want to begin processing payments and develop your revenue.
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A Guide to Visa Chargeback Rules for High Risk Merchants
Visa compliance is getting more stringent over time. The recent VAMP rollout aims to enhance security and reduce risk. Part of that is by keeping chargebacks to a minimum.
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How to Get Approved for a Nutraceutical Merchant Account
In this guide, we discuss what we provide, explain why it's difficult for nutraceutical merchants to get an account, and detail what they can do to get approved.
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A Complete Guide to the Merchant Account Approval Process for Collection Agencies
In this Adaptiv guide, we break down what to expect from the merchant account approval process for collection agencies, from how to prepare upfront to what happens after you’re approved.
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The 7 Best Nutraceutical Merchant Account Providers in 2025
Our experts share the seven best nutraceutical merchant account providers for 2025, highlighting key features such as approval rates, chargeback mitigation, fee structure, compliance, integration capabilities, customer reviews, and more.
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Best eCommerce Merchant Account Providers in 2025
Merchant service providers like Adaptiv Payments can help bypass those pesky transaction fees, perplexing mobile payments, and promote transparent pricing from one accessible place. While it might not be possible to completely avoid a lengthy underwriting process, our built-in tools can help put you in the right direction.
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Visa Chargeback Monitoring Program Threshold Guide for 2026
As a leading processor for high-risk merchants, our Adaptiv Payments 2026 Visa Chargeback Monitoring Threshold Guide breaks down the intricacies of Visa's new program.
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Common Reasons Gambling Merchant Accounts Get Rejected
Learn the most common reasons gambling merchant accounts get rejected. Get approval for a secure merchant account by working with Adaptiv Payments.
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Best Gambling Merchant Account Providers in 2026
Whether your audience enjoys mobile gaming, digital casino platforms, or online gaming in general, the right processor can implement better fraud prevention, customer retention, and other desirable improvements your business might need.
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How To Get Approved For a Pharmacy Merchant Account
If you’ve been back and forth through the underwriting process with no light in sight, consider partnering with an experienced merchant account provider like Adaptiv Payments. We offer seamless merchant accounts that benefit both you and your customers.
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Best Tobacco Merchant Account Providers in 2025
Tobacco merchants experience more difficulties than many other industries when it comes to payment processing. Card networks view tobacco businesses similarly to cannabis shops, with age restrictions, higher-than-average chargeback rates, and regulatory scrutiny that comes with selling a restricted product.
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The Best Pharmacy Merchant Account Providers in 2025
If you're looking to establish a secure payment processing platform for your eCommerce pharmacy business, read on!
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The Best Firearms Merchant Account Providers in 2025
In this article we cover some major details about merchant accounts in the firearms business. Plus, we list the best firearms merchant account providers so far in 2025.
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Getting Approved: Your Travel Merchant Account Compliance Checklist
Understand what acquiring banks and processors look for in terms of eligibility, how to protect your account (especially during peak season), and how Adaptiv Payments helps travel merchants navigate high-risk rules with confidence and consistency.
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The Most Common Reasons Firearms Merchant Accounts Get Declined
We share the most common reasons firearms merchant accounts get declined and how your company can avoid them.
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How to Get Approved for an International Merchant Account
Between complex compliance rules, fraud risks, and picky acquirers, even established merchants can struggle to get approved for an international merchant account.
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How to Get Approved for a CBD Merchant Account
Your CBD business is booming and ready to grow. The problem? Every bank and payment processor is labeling you a "high-risk merchant." So, even with a comprehensive business plan, a line of quality CBD products, and the best intentions for your customers, you can't get a merchant account to process payments.
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Best Nutraceutical Merchant Account Solutions for Secure Payment Processing: Adaptiv & Nuvei
Nuvei and Adaptiv Payments partner to provide industry-leading, reliable nutraceutical payment processing solutions.
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Selecting The Best High-Risk Merchant Account: Adaptiv & Nuvei
Nuvei and Adaptiv Payments partner to provide industry-leading, reliable high risk merchant accounts and payment processing solutions.
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MOTO Payments: Secure Phone & Mail Transactions
MOTO payments allow customers to pay over the phone or by mail without being physically present. Great for remote purchases, these transactions help businesses manage phone and catalog sales. This article explains how MOTO payments work, their benefits and the security measures.
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Troubleshooting Venmo Payment Declined Problems
Explore common causes and solutions for Venmo payment declines, including transaction limits, security measures, and troubleshooting steps to ensure smooth transactions.
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Understanding Florida's Tobacco Licensing Requirements and Cost
Tobacco License in Florida requires businesses to obtain a Retail Tobacco Products Dealer permit for $50 annually to sell, ensuring compliance with the state.
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Understanding PayPal's Stance on CBD Transactions
Understanding PayPal’s stance on CBD transactions helps merchants navigate compliance, fees, and best practices for seamless hemp payment processing.
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How to Sell CBD with Square
Square's CBD Early Access Program offers streamlined payment processing and integration solutions for CBD merchants, helping them navigate regulatory challenges and optimize sales strategies.
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Benefits of Multicurrency Payment Solutions Explained
Multicurrency payments let businesses accept and manage transactions in multiple currencies, streamlining global sales and improving customer convenience.
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Merchant Accounts For Shopify
Discover how to secure a high risk Shopify merchant account with ease. Our guide helps you navigate challenges and find the best solutions for your business needs.
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How to Delete a Cash App Account: A Comprehensive Guide
This guide provides a detailed walkthrough on deleting a Cash App account, covering reasons for deletion, pre-deletion steps, and alternative payment platforms.
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