Paul Smith is a payments expert with over a decade of experience underwriting, procuring, and advancing the payments industry. Having been on-the-ground in the past getting high-risk merchants approved, he has invaluable payment industry knowledge.
Articles by Paul Smith

Telehealth is no longer a niche corner of healthcare, but a core means by which patients receive care. From virtual doctor visits to online therapy and digital prescriptions, telehealth businesses are processing more payments than ever.

If you're a credit repair business looking to secure a proper merchant account, chances are you understand how difficult the underwriting process can be. Payment processors (and their accompanying banks) tend to reject credit repair businesses applying for specialized merchant accounts because of the inherent high risk, both in processing and in action.

Tobacco merchants experience more difficulties than many other industries when it comes to payment processing. Card networks view tobacco businesses similarly to cannabis shops, with age restrictions, higher-than-average chargeback rates, and regulatory scrutiny that comes with selling a restricted product.

Here’s a look at the eight best travel merchant account providers in 2025 and what makes each one worth considering. Choosing wisely could mean the difference between a smooth takeoff and a turbulent year for your business.

This guide is the complete rundown on peptide merchant accounts: what they're all about, why they're so tricky, and how to find a payment processor that actually works for your business.

Your business is as niche as your product. To succeed, you need a payment processing platform with unique features and few holdups. This is where finding a CBD payment processor, like us at Adaptiv Payments, is essential.

Visa’s Acquirer Monitoring Program (VAMP), also known as the Visa Vamp, is a key tool for managing fraud and disputes. In 2025, big changes are coming for merchants and acquirers. Learn what these changes are and why you need to stay informed to stay compliant and avoid penalties.

Discover how to select the best Delta 8 merchant account for your business needs. Make informed decisions and optimize your payment processing today!
